Hudson Valley native Jánelle Marina Méndez Viera, a patented inventor, human rights defender, and technology founder, has been formally recognized as the first Puerto Rican-American and the first Human Rights Technologist to receive a United States patent in the emerging field of Advanced Artificial Intelligence Financial Technology (AI Fintech) at the age of 36.
The milestone patent – U.S. Patent No. 12,548,029, granted on February 10, 2026 — introduces a groundbreaking system titled: “Blockchain-Based Artificial Intelligence Risk Detection and Intervention Systems and Methods.”
The invention establishes the foundational infrastructure for Inventor Méndez Viera’s Artificial Intelligence Financial Technology Blockchain (AIFTB), a next-generation platform that integrates artificial intelligence, blockchain architecture, and machine learning to automate risk assessment, compliance monitoring, and legal intervention across financial systems.
A New Category of Financial Technology (AABS)
The patented technology represents a paradigm shift in fintech by moving beyond efficiency and profit optimization toward ethical and human-rights-centered financial infrastructure.
AIFTB enables the creation of Autonomous Asset Backed Securities (AABS):
● Automated AI-driven financial risk detection;
● Continuous legal and regulatory monitoring;
● Behavioral and transactional pattern analysis;
● Real-time intervention capabilities designed to prevent systemic harm;
Unlike traditional fintech platforms, this system is intentionally engineered to detect indicators of illicit financial activity – the exploitation economies embedded within global transactions, including modern slavery, labor exploitation, trafficking, and other human‑rights abuses.
Technology Designed for Social Impact
Méndez Viera’s work introduces a new technological framework she describes as “Social Capitalism,” integrating advanced AI capabilities with financial ethics, transparency, and governance accountability. Her approach applies military-grade analytical modeling and behavioral finance principles to create financial systems capable of detecting exploitation patterns before harm escalates.
“Financial systems already map human behavior,” said Méndez Viera. “The next evolution is ensuring that those systems protect human dignity and rights. Technology should not only move capital – it should defend and protect people.”
Leadership Through Hexagon Financial Technologies
As Founder and CEO of Hexagon Financial Technologies, Méndez Viera is leading the commercialization and licensing of her patented technology, positioning the company at the forefront of artificial intelligence, blockchain innovation, financial infrastructure, and human‑rights–aligned governance. Guided by her research into the mathematical and behavioral financial conditions that produce peace, Hexagon FinTech’s mission is to build institutional tools that enhance transparency, reduce systemic risk, and realign economic incentives toward ethical outcomes — ensuring that prosperity becomes a pathway to peace rather than a driver of greed, instability, or exploitation.
Historic Representation in Intellectual Property
The patent marks a historic milestone for representation within advanced technology and intellectual property. As a woman innovator with no male co‑inventors, no institutional backing, and no traditional academic pipeline and as a service‑connected disabled veteran, millennial, and single mother. Inventor Méndez Viera’s achievement stands as a breakthrough for diversity in deep‑technology innovation.
Her patent establishes her as:
● The first Puerto Rican‑American inventor recognized in advanced AI‑driven fintech patenting at this level;
● The first Human‑Rights Technologist to secure a U.S. patent integrating AI, blockchain, and financial governance for human‑rights protection;
● A major milestone for autodidacts in deep‑technology and financial‑infrastructure design Industry observers note that this patent places Méndez Viera among a new generation of technologists redefining how artificial intelligence interacts with global economic systems – placing human rights, transparency, and protection of vulnerable populations above profit‑driven exploitation.
